Choosing surrogacy is a challenging decision for any couple. It is widely acknowledged that embarking on this journey can be physically and emotionally draining, requiring significant effort and dedication from those who aspire to fulfill their dream of parenthood.

Therefore, in addition to cultivating inner strength, love, and patience to navigate the potential challenges that may arise, it is essential to have adequate financial readiness for the entire surrogacy journey.

While the high costs associated with surrogacy are comprehensible regardless of the chosen destination, many intended parents often wonder where they can find opportunities to save money during the process.

Within this article, you will find a curated collection of the finest surrogacy destinations, focusing on those that provide greater affordability. The selection takes into consideration the advantages and disadvantages associated with each country.

1. Colombia 

Colombia has become a popular destination for surrogacy, thanks to its inclusiveness, accessibility, and affordability. Family Aims is one of the most prestigious international surrogacy agencies and takes care of managing the stay and the legal and clinical procedures of the intended parents in the country. Not only that, but it also makes the necessary arrangements to keep the costs within the initial budget agreed upon when undertaking surrogacy.

The commendable track record of Babynova Clinic by Novafem, a partner clinic with extensive experience in assisted gestation, serves as a strong endorsement of the exceptional experience offered.

Surrogacy waiting lists in Colombia are notably shorter, with an extension of 2 to 3 months compared to other clinics worldwide. This provides a significant advantage for parents who are keen to initiate the process expeditiously.

Moreover, the decreased waiting time in Colombia plays a crucial role in lowering the overall cost of surrogacy. With a starting price of $65,000 USD, Colombia becomes an enticing choice for those in search of accessible and cost-effective surrogacy options.

2. United States 

While the United States offers a wide range of surrogacy options through its extensive network of expert agencies and specialized clinics, the cost of surrogacy treatments in the country can pose a significant financial challenge for foreign intended parents. Moreover, obtaining a specific visa for surrogacy purposes can be a costly endeavor or, in some instances, entirely out of reach depending on the nationality of the intended parents.

This destination is even more expensive for residents who have to move between states, as surrogacy is not regulated throughout the country in the same way. These moves generate expenses that increase the overall surrogacy budget.

It is also important to keep in mind that, in addition to the costs related to the visa and requirements of each state legislation, the number of attempts included in each plan and the additional tests, can be factors of a high increase in expenses.

It is essential to consider that the expenses associated with surrogacy can surpass 200,000 USD, a figure that can vary depending on the chosen surrogacy method and the number of attempts included in the process.

3. Georgia 

Surrogacy in Georgia is known for its affordability, but it’s crucial to understand that this option is restricted to heterosexual couples who have a minimum of one year of relationship. The base costs for surrogacy in Georgia is 55,000 USD. However, the introduction of new legislation in 2024 has prohibited foreigners from pursuing surrogacy in the country. As a result, access to this treatment is now limited to same-sex couples and foreigners who have decided to pursue surrogacy specifically within Georgia.

Considering the current restrictive legislation in Georgia, which imposes various complications even for the country’s residents, this destination may be a viable option in terms of legality but proves to be challenging for those interested in accessing surrogacy services.

4. Cyprus 

Affordable surrogacy options are available in certain European countries for their residents. For instance, Cyprus is known for its specialized clinics that offer surrogacy procedures at prices around 65,000 USD, making it an appealing destination for individuals seeking more budget-friendly surrogacy options in Europe.

However, due to the high demand for surrogacy procedures and its scarce local population, candidates are limited, often forcing a bigger search outside the country for surrogates to carry out the procedure.

This limitation forces foreigners who wish to serve as gestational carriers to travel abroad to deliver the newborn. Consequently, this increases the expenses, risks, and legal fees associated with surrogacy.

Moreover, the paperwork required for intended parents without European nationality is extensive, leading to additional expenses to access specific services and facilitate unrestricted movement during the surrogacy procedures.

Hence, opting for surrogacy in this country demands thorough financial planning to be undertaken.

 5. Mexico 

Mexico is one of the few Latin American countries that allows surrogacy, but regulations are only clear in a few states.

As a result, those interested in surrogacy are required to travel to these particular regions to pursue the procedure, or explore the option of attempting it in another state, which introduces uncertainty regarding the legal process.

Moreover, the growing demand for this service, combined with legal constraints in other regions of the country, results in increased expenses for the process, averaging around 55,000 USD. Furthermore, unlike other surrogacy destinations, the staff may not consistently possess specialized training or expertise.

Also, some legal aspects may be compromised to access the baby’s documentation, since the procedure is not legalized in all states, which increases expenses due to additional documentation and transportation issues.

Although for residents living near states where surrogacy is allowed, the lack of training in some healthcare facilities may add complications for foreign parents traveling to these states for the first time, as they do not have the necessary guarantees of social security, like other countries.

Although surrogacy is permitted in the mentioned states, the demand for this procedure is generally low since these states are not popular tourist destinations and lack significant economic investment. Consequently, this may discourage foreigners from considering these states as the ideal destination for surrogacy.

Affordable prices for everyone 

When couples aspire to start a family, they often hesitate to cut corners on expenses as it is considered the most precious and fulfilling endeavor they can undertake together.

Nonetheless, it is crucial to develop a well-thought-out plan and be prepared for any obstacles that may arise, potentially causing complications for individuals involved and impacting their emotional and financial well-being.

Therefore, even though there are several surrogacy choices, it is essential to exercise caution and consider the entire panorama beyond solely focusing on selecting a destination with the most attractive prices. It is crucial to assess which option presents the optimal opportunities for fulfilling the cherished aspiration of starting a family.