Choosing surrogacy is a challenging decision for any couple. It is widely acknowledged that embarking on this journey can be physically and emotionally draining, requiring significant effort and dedication from those who aspire to fulfill their dream of parenthood.

Therefore, in addition to arming oneself with strength, love, and patience to face the obstacles that may arise along the way, it’s also necessary to be financially prepared for the whole process.

While the high costs associated with surrogacy are comprehensible regardless of the chosen destination, many intended parents often wonder where they can find opportunities to save money during the process.

This article showcases a compilation of the top destinations that offer more economical options for surrogacy, carefully evaluating the pros and cons of each country.

1. Colombia 

With its reputation for inclusiveness, accessibility, and affordability, Colombia has become a sought-after choice for surrogacy. Family Aims, a highly regarded international surrogacy agency, provides exceptional support by managing various aspects of the intended parents’ stay, as well as handling legal and clinical procedures within the country. Notably, they strive to make necessary arrangements to keep the costs aligned with the initial budget agreed upon at the commencement of the surrogacy process.

The exceptional reputation of Babynova Clinic by Novafem, an affiliated clinic with vast expertise in assisted gestation, adds further credibility to the remarkable experience provided.

Surrogacy waiting periods in Colombia are relatively brief, with an additional duration of 2 to 3 months compared to clinics in other parts of the world. This presents a favorable opportunity for parents who are eager to commence the process as soon as possible.

And also helps to reduce the overall cost, which starts at $65,000 USD, making Colombia an attractive option for those looking for low-cost surrogacy with greater accessibility.

2. United States 

While the United States offers a wide range of surrogacy options through its extensive network of expert agencies and specialized clinics, the cost of surrogacy treatments in the country can pose a significant financial challenge for foreign intended parents. Moreover, obtaining a specific visa for surrogacy purposes can be a costly endeavor or, in some instances, entirely out of reach depending on the nationality of the intended parents.

Surrogacy within the United States can be an expensive option, even for residents who have to navigate interstate moves. The absence of standardized regulations for surrogacy across the country leads to additional costs associated with these relocations, ultimately contributing to an increase in the overall surrogacy budget.

It is crucial to consider that, apart from visa costs and complying with state legislation requirements, the number of attempts included in each surrogacy plan and the need for additional tests can significantly contribute to a substantial increase in expenses.

Therefore, it is to be taken into account that the costs may even exceed 200,000 USD, a figure that may increase depending on the surrogacy method chosen, as well as on the number of attempts included.

3. Georgia 

Georgia offers affordable surrogacy options; however, it’s important to note that this treatment is exclusively available to heterosexual couples who have been in a relationship for at least one year. The base costs for surrogacy in Georgia is 55,000 USD. Nevertheless, the recently enacted legislation in 2024 prohibits surrogacy for foreigners, thus restricting access to this treatment to same-sex couples and foreigners who opt for surrogacy within the country.

Given the prohibitive legislation in force that involves numerous complications even for natural residents of Georgia, this destination is a possible one for its legality, but a difficult one to access for those interested.

4. Cyprus 

Some European countries offer very affordable options for their residents. Cyprus, for example, has clinics specialized in surrogacy procedures with prices around 65,000 USD.

Nevertheless, the high demand for surrogacy procedures coupled with a small local population results in limited candidate availability. As a consequence, there is often a need to expand the search beyond the country’s borders to find suitable surrogates to carry out the procedure.

As a result of this restriction, foreigners who seek to become gestational carriers are required to travel to a different country to give birth to the newborn. This, in turn, raises the costs, risks, and legal fees associated with the surrogacy process.

In addition, the amount of paperwork for those intended parents who do not have European nationality is huge, and requires additional expenses to access certain services and to move freely during the procedures.

Hence, opting for surrogacy in this country demands thorough financial planning to be undertaken.

 5. Mexico 

In Latin America, Mexico stands out as one of the limited number of countries where surrogacy is permitted; however, clear regulations are only established in a few states.

This indicates that individuals interested in surrogacy must travel to these specific regions to undergo the procedure, or take the risk of attempting it in another state with uncertain legal processes.

In addition, the increase in demand for this service and legal limitations in the rest of the country make the process more expensive, around 55 000 USD, and unlike other surrogacy places, the staff is not always specialized.

Additionally, accessing the baby’s documentation may pose legal challenges as the surrogacy procedure is not legalized in all states, thereby resulting in increased expenses due to additional documentation requirements and transportation issues.

While residents residing near states where surrogacy is allowed may have easier access, the absence of adequate training in some healthcare facilities can complicate matters for foreign parents traveling to these states for the first time. These concerns arise due to the lack of assurance regarding social security benefits, which may not be on par with those provided in other countries.

Despite surrogacy being allowed in the indicated states, the demand for this procedure there is usually quite low as they are not tourist destinations, and don’t have great economic investment, which may dissuade foreigners from choosing this destination as the ideal one for surrogacy.

Affordable prices for everyone 

When couples aspire to start a family, they often hesitate to cut corners on expenses as it is considered the most precious and fulfilling endeavor they can undertake together.

However, it’s vital to be able to have a plan and anticipate any setback that may generate complications in any of its members, as well as affect the emotional and economic stability of its members.

Therefore, although there are many options for surrogacy, it’s important to choose wisely and watch the whole picture beyond choosing the destination that offers the best prices. You should think about which offers the best opportunities to achieve the dream of having a child.